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    Banks and ATMs in Nepal

    While you are in Nepal, there are several banks and ATMs available to serve your financial needs. Banks in Nepal provide a range of services, including currency exchange, wire transfers, and opening bank accounts. ATMs are widely available, particularly in major cities and tourist areas.

    Some of the well-known banks and ATMs in Nepal are:

    • Nepal Investment Bank Ltd. (NIBL)
    • Standard Chartered Bank Nepal Limited
    • Himalayan Bank Limited
    • Nabil Bank Limited
    • Everest Bank Limited
    • Global IME Bank Limited
    • NIC Asia Bank Limited
    • Nepal SBI Bank Limited
    • Nepal Bangladesh Bank Limited
    • Bank of Kathmandu Limited
    Some of the well-known Banks in Nepal

    ATMs are generally available in the capital, Kathmandu, as well as in other major cities like Pokhara, Chitwan, and Lumbini. In smaller towns and rural areas, ATMs can be scarce or non-existent. It is recommended to carry some cash (preferably in Nepalese Rupees) when traveling to remote areas.

    Some tips to keep in mind while using banks and ATMs in Nepal:

    ATM withdrawal limits

    Most ATMs in Nepal have a withdrawal limit of NPR 10,000 to NPR 35,000 per transaction, depending on the bank. Some ATMs may also have a daily withdrawal limit.


    The official currency of Nepal is the Nepalese Rupee (NPR). It is always advisable to carry some local currency as not all establishments accept foreign currencies or credit cards.

    ATM fees

    Your home bank may charge fees for using ATMs abroad. Additionally, the local bank might also levy a fee for using their ATM. It is a good idea to check with your bank before traveling to avoid surprises.


    Exchange rates

    It's recommended to exchange currency at reputable banks or authorized money exchange centers. Avoid exchanging money with individuals or unauthorized exchange centers, as they may offer unfavorable rates or counterfeit currency.

    Money Exchange

    Bank hours

    Banks in Nepal generally operate from 10:00 am to 3:00 pm, Sunday through Friday. They are closed on Saturdays and public holidays.

    Traveler's checks

    These are not widely accepted in Nepal. It is better to rely on ATMs and currency exchange services.

    Card Acceptance

    Major hotels, restaurants, and shops in tourist areas may accept credit cards (mostly Visa and Mastercard), but it is best to carry cash for smaller businesses and in rural areas.

    Card Payment

    Lastly, always take precautions to protect your personal and financial information while using banks and ATMs. Avoid using ATMs in poorly lit or secluded areas, and shield the keypad when entering your PIN. Regularly monitor your bank account for any unauthorized transactions.

    Important Articles regarding traveling in Nepal

    Introduction of Nepal
    Before You Plan Nepal Trip
    While You are in Nepal
    Before Traveling Nepal

    If you need any further information, please contact us, Email: [email protected], Phone: +977- 985 100 5129 (WhatsApp)

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    Jyoti Karki is an expert travel blogger. She has been writing blogs for a long time. Along with writing about diverse locations. She personally travels to many different places, went hiking and trekking in Nepal, and has also visited several areas of India and enjoys writing on her blogs about them.