Banking services and ATMs are accessible in Bhutan, especially in major cities like Thimphu and Paro. However, banking facilities may be limited or nonexistent in smaller towns and rural areas. Here are some key points to keep in mind regarding banks and ATMs in Bhutan:
The most prominent banks in Bhutan are the Bank of Bhutan (BoB), Bhutan National Bank (BNB), Druk PNB Bank, and T-Bank. These banks have branches in Thimphu, Paro, and other towns, offering a range of banking services, including foreign currency exchange.
ATMs are available in Thimphu, Paro, and other major towns. However, their availability decreases as you travel to smaller towns or rural areas. It's essential to carry enough cash with you when venturing into remote regions. Keep in mind that not all ATMs accept international cards, and those that do may charge a transaction fee.
You can exchange foreign currency at banks, authorized hotels, and the Paro International Airport. US dollars, euros, pounds sterling, and Indian rupees are the most commonly accepted currencies for exchange. It is advisable to carry cash in smaller denominations for ease of exchange.
Credit card acceptance in Bhutan is limited. While some high-end hotels, restaurants, and shops in Thimphu and Paro may accept credit cards (mostly Visa and Mastercard), many places still operate on a cash-only basis. It is best to carry sufficient local currency (Bhutanese ngultrum) for your day-to-day expenses.
Also Read: Bhutan Tour General Information
Indian rupees (INR) are widely accepted in Bhutan due to the close economic relationship between the two countries. However, INR 500, INR 2,000, and INR 200 notes are usually not accepted. Lower denomination notes (INR 100 and below) can be used in most places.
Banks in Bhutan generally operate from Monday to Friday, with working hours from 9 am to 5 pm. Some banks may have limited hours on Saturdays. Banks are closed on Sundays and public holidays.
It's essential to plan your finances accordingly when traveling in Bhutan, keeping in mind the limited availability of ATMs and the preference for cash transactions in many establishments. Always carry enough local currency and some Indian rupees for emergencies or smaller expenses.
Important Articles regarding of Bhutan Travel
- Bhutanese Cuisine
- Internet and SIM Card in Bhutan
- Electricity And Electronic Devices in Bhutan
- Bhutan Cultural Tips
- Weather and Climate in Bhutan
- Best Places To Visit In Bhutan
- Best Time To Visit In Bhutan
- Must See Attractions in Bhutan
- Getting Into Bhutan
- Travel Insurance
- Currency In Bhutan
- Health and Vaccine in Bhutan
- Things You Should Know Before You Arrive in Bhutan
- Shopping While You are in Bhutan
- Banks and ATMs in Bhutan